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Tools & Equipment

Tools & Equipment

Coverage Highlights

One of the biggest risks contractors face is theft of their tools, equipment, or machinery. Don’t leave the tools and equipment they need defenseless to face that risk without adequate protection. Contractors can safeguard themselves from financial loss by protecting the smaller assets that help get the job done with the right insurance coverage.

Tools & Equipment Insurance

Tools and equipment insurance is designed to protect high-value movable property. Tools and equipment coverage, also known as inland marine insurance, protects hard working assets from all-too-common risks, like theft and damage, as they are transported to and from the worksite.

A contractor or construction professional regularly transports the tools, equipment, and supplies needed to get the job done. While the valuable business assets are in motion, tools and equipment insurance ensures their replacement should an accident, theft, or loss happen along the way. It can also cover tools that a construction or contracting crew takes with them when they perform a job.

What Does Tools & Equipment Insurance Cover?

Tools and equipment insurance commonly includes coverage for the following types of property:

  • Property in transit, such as contractor's tools and supplies
  • Mobile equipment, such as forklifts, dozers, track hoes, maintainers, loaders
  • Computer equipment and data, such as accounting software, lead-tracking data, policies, procedures, and other electronic assets

From the smallest hand tools to larger equipment such as welders, nail guns, generators and other high-value items, replacement costs can add up fast if the tools are stolen or damaged. With tools and equipment coverage, the investment in these assets is protected.

Carrier

Rockingham Insurance Company

States

Available in California

One of the biggest risks contractors face is theft of their tools, equipment, or machinery. Don’t leave the tools and equipment they need defenseless to face that risk without adequate protection. Contractors can safeguard themselves from financial loss by protecting the smaller assets that help get the job done with the right insurance coverage.

Tools & Equipment Insurance

Tools and equipment insurance is designed to protect high-value movable property. Tools and equipment coverage, also known as inland marine insurance, protects hard working assets from all-too-common risks, like theft and damage, as they are transported to and from the worksite.

A contractor or construction professional regularly transports the tools, equipment, and supplies needed to get the job done. While the valuable business assets are in motion, tools and equipment insurance ensures their replacement should an accident, theft, or loss happen along the way. It can also cover tools that a construction or contracting crew takes with them when they perform a job.

What Does Tools & Equipment Insurance Cover?

Tools and equipment insurance commonly includes coverage for the following types of property:

  • Property in transit, such as contractor's tools and supplies
  • Mobile equipment, such as forklifts, dozers, track hoes, maintainers, loaders
  • Computer equipment and data, such as accounting software, lead-tracking data, policies, procedures, and other electronic assets

From the smallest hand tools to larger equipment such as welders, nail guns, generators and other high-value items, replacement costs can add up fast if the tools are stolen or damaged. With tools and equipment coverage, the investment in these assets is protected.

Carrier

AmTrust
Crum & Forster
Rockingham Insurance Company

States

Available in California

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