This program is designed for higher risk GC and Artisan Contractors, including Plastering, Plumbing, Framing, Roofing, and Glaziers. Program allows for New Ventures, Lapses in Coverage, and Prior Losses.

1. Plastering & Framing: $1,500
2. Plumbers & Glaziers: $1,000
3. Roofers: $2,000

General Contractors

Provides general liability coverage for small to medium-sized General Contractors. This includes General Contractors involved in commercial and residential new construction, commercial tenant improvements, and residential service/repair/remodel work with less than $10,000,000 in annual receipts, with no cap on % of sub costs.

Artisan Contractors

Provides general liability coverage for small to medium‐sized Artisan Contractors. This includes residential and commercial Artisan Contractors involved in commercial new construction, as well as commercial and residential service/repair/remodel work with less than $10,000,000.

Risks that have any one of the following characteristics are not eligible for this program:

1. New Residential tract developments in excess of fifteen (15) homes
2. Work more than twelve (12) ft below grade
3. Work more than thirty-five (35) ft above ground
4. Scaffolding work over three (3) stories
5. Crane work over twenty (20) ft
6. Work involving foundation repair or seismic reinforcement
7. Work at hospitals and senior nursing facilities
8. Service or repair of automatic fire extinguishing systems

• Rated on Gross Receipts

• New Ventures & Lapses in Coverage are allowed

• Prior Losses are considered, max of 1 loss in last 3 years

• Min Premium is $1,000 +taxes/fees for 1/2m limits

• We can provide up to a 20% premium credit to clean risks with current coverage

• Blanket "Ongoing" Additional Insured is available

• Blanket "Completed Ops" Additional Insured is available for Comm Risks

• Primary Wording is available

• Waiver of Subrogation is available

• Per Proj Aggregate is available

• Professional Liability is available

• Property Coverage is available

• Inland Marine with Installation Floater is available

• Buy-backs available to tailor coverage needs

States Available

California